Privacy Policy

NOTICE OF PRIVACY POLICY

The operating companies of AEGON Direct Marketing services, Inc. (ADMS) and Transamerica Corporation (TA) are strongly committed to maintaining the privacy of your personal information. The following discloses our information gathering and dissemination practices for this site. The information ADMS and TA receive depends upon your actions when visiting this web site.

Protecting your privacy is very important to us. We want you to understand what information we collect and how we use it. We collect and use "nonpublic personal information" in order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible. We treat nonpublic personal information in accordance with our Privacy Policy.

What Information We Collect and From Whom We Collect It

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others;
• Information we receive from non-affiliated third parties, including consumer reporting agencies;
• Information we derive from your connection to this web site through an Internet "cookie" (an information-collecting device) or otherwise, such as your Internet browser, domain name and referring link; and
• Information we receive from you voluntarily, such as your e-mail address and any information contained in your e-mail messages.

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you.

What Information We Disclose and To Whom We Disclose It

We do not disclose any nonpublic personal information about you to either our "affiliates" or non-affiliates, except as permitted or required by law. We may disclose the nonpublic personal information we collect, as described above, to persons or companies that perform services on our behalf and to other financial institutions with which we have joint marketing agreements. "Our affiliates" are companies with which we share common ownership and which offer life and health insurance and pension and savings products.

Our Security Procedures

We restrict access to your nonpublic personal information and only allow disclosures to persons and companies as permitted by law to assist in providing products or services to you. We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.